It’s not how much I earn but it is how much I save from my present earnings (no matter how big/small it is)! How? I know it’s so hard to save even just a little mostly that my earning is just enough to pay my debts. But I guess it will be like thinking of SAVING FIRST before trying to think of spending on just anything. How I wish I will be able to do this every month! Can I? Hmmm, let’s see (or LECHE GATAS NGA NAAY KAPE?)!